How the program works
From call to compliant in 5 business days. Plain English. Done for you. WA-specific.
From call to compliant in 5 business days. Plain English. Done for you. WA-specific.
From 1 July 2026, every licensed settlement agent in Western Australia must have a compliant AML/CTF program in place. AUSTRAC's Tranche 2 reforms bring settlement agents under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 for the first time.
The obligations are real. But the legislation was not written for sole operators managing trust accounts and PEXA settlements between school drop-off and a 2pm deadline.
That is where we come in.
We build your AML/CTF compliance program so you do not have to. Every program is written specifically for licensed settlement agents in Western Australia — not adapted from a national template, a bank framework, or a real estate platform.
You own everything we build. Permanently.
Book Your Free 15-Minute Compliance CallAML/CTF Tranche 2 deadline. Your program must be in place.
Deadline to notify AUSTRAC of your AML/CTF Compliance Officer.
Earliest deadline for your first independent program evaluation.
We confirm your AUSTRAC enrolment status, discuss your practice structure, and identify the right program. No obligation. No sales pressure. If we can answer your question on the call, we will — even if you never become a client.
If you have not yet enrolled with AUSTRAC, we guide you through it step by step. Already enrolled? We verify your details and move straight to the program build.
Your complete AML/CTF program — written for your WA practice. Risk assessment tailored to your client profile and transaction types. CDD procedures. Transaction monitoring rules. Suspicious matter reporting. Record-keeping obligations. All in plain English.
45-minute online training module covering your obligations under the Act, how to perform CDD, what to do when something looks wrong, and the tipping-off prohibition. Training records stored and ready for audit.
60-minute onboarding session with Stacey. Your complete Client Compliance Framework handed over — fully configured with 16 modules and 70+ pre-built compliance cards. Walk-through of every module. Your questions answered.
Every Full Program includes a 16-module Client Compliance Framework with 70+ pre-built compliance cards, configured specifically for your WA settlement practice.
Four module categories. Every AML/CTF obligation covered. When your Evidence Vault is full, that is your compliance record. That is what AUSTRAC would look at.
Verified enrolment record, supporting documentation, and annual confirmation procedure.
WA-specific risk assessment covering client types, transaction types, service channels, and geographic risk.
Your written program covering policies, procedures, and the AML/CTF Compliance Officer role.
Know your employee (KYE) procedures, staff background checks, and contractor obligations.
CDD identification and verification procedures for individuals, companies, trusts, and beneficial owners. WA-specific VOI integration.
Monthly and quarterly compliance task system with progress tracking. Annual review schedule and evidence documentation.
PEXA monitoring module, cash transaction thresholds, threshold transaction reporting (TTR) procedures, and transaction pattern guidance.
SMR decision tree, tipping-off prohibition guidance, lodgement procedure, and record-keeping requirements for reports made.
Policy for use of AI tools in your settlement practice — appropriate use, data handling, and documentation.
Cybersecurity policy, breach response procedure, and staff awareness guidance for a small settlement practice.
Privacy policy compliant with the Australian Privacy Act. Client data handling, retention, and destruction procedures.
Settlement Agents Act 1981, Settlement Agents Regulations 1982, trust account obligations, and Consumer Protection WA requirements.
9 plain-English guides and a 45-minute training module covering every AML/CTF obligation for your practice.
Completed training records stored and audit-ready. Staff completion tracking and refresher schedule.
Structured evidence storage for every compliance activity. CDD records, transaction records, and audit trail documentation.
8 policy templates, customisation guides, regulatory reference documents, and AUSTRAC guidance links.
Every document references the Settlement Agents Act 1981, Landgate, PEXA, and the Settlement Agents Regulations 1982. Not a real estate template adapted for WA. Written for WA settlement practice from the first word.
Your program, your Client Compliance Framework, your 8 policy templates, your training records — permanently. If you cancel, you keep everything we built. No subscription required to keep your own compliance documents.
Not a DIY platform. Not a template to figure out between settlements. We build your program. You use it. The deadline is 1 July 2026 — we work to yours.
Every module has checklists. Every checklist saves your progress. When three settlements land on Tuesday morning, your compliance framework holds your place. Come back to it on Thursday. Nothing lost.
Stacey Dragicevich — 20+ years in financial services compliance, Responsible Manager experience, MFAA membership, currently completing a law degree. Every Full Program is built personally. When at capacity, we waitlist rather than lower the standard.
Your program comes with the knowledge to use it. 45-minute training module, 9 plain-English guides, and a 60-minute onboarding call where every module is walked through. You will know what to do — not just have a document that says you should.
Want the complete breakdown in one document? Download “How the Program Works” — a 3-page guide covering the 5-day process, everything included in the program, what makes Settliance™ different, and pricing.
We will send you the guide immediately. You will also receive occasional compliance updates relevant to WA settlement agents. Unsubscribe any time.
Book a free 15-minute call. We will walk you through the framework and tell you exactly what your practice needs.
Book Your Free 15-Minute Compliance Call
